COPYRIGHT
Text, graphics, and HTML code are protected by US and International Copyright Laws, and may not be copied, reprinted, published, translated, hosted, or otherwise distributed by any means without explicit permission.

RESTRICTIONS ON USE OF THE CONTENT
This site is owned and operated by Sahaj Marg Spirituality Foundation, Inc., (SMSF) a California nonprofit corporation. No content from this site may be copied, framed, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, except that you may temporarily download one copy of the content on any single computer or print one or more copies of the content for your personal, noncommercial use only, provided you keep intact all copyright, trademark and other proprietary notices. In the event you download any content from this site, such content is licensed to you by SMSF. SMSF does not transfer title to the content to you. Republication or redistribution of the content, including by framing or similar means, is expressly prohibited. Modification of the content contained on this site or use of the content for any other purpose is prohibited and constitutes a violation of the copyright and other proprietary rights of SMSF and/or its suppliers. Without limiting the foregoing, and without prior written permission from SMSF, copying or reproduction of the content or any other material obtained on this site to any other server or location for further reproduction or redistribution is expressly prohibited.

Any communication or material you transmit to the Site by electronic mail or otherwise, including any articles, data, questions, comments, suggestions, or the like is and will be treated as, non-confidential and nonproprietary. Anything you transmit or post may be used by Sahaj Marg Spirituality Foundation, Inc., or its affiliates for any purpose, including but not limited to reproduction, disclosure, transmission, publication, broadcast and posting. Furthermore, Sahaj Marg Spirituality Foundation, Inc., / Shri Ram Chandra Mission is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to the Site for any purpose whatsoever, including but not limited to developing articles, programs and publications using such information.

PRIVACY AND SECURITY POLICY

THE INTERNET, PRIVACY AND SMSF
The Internet contains a wealth of information; unfortunately, it may also contain personal details about you that you don't want everyone to know. For example, your real name (lots of people on the Internet use aliases, alter egos, or nicknames), street address, phone number, or e-mail address. When you go online, sites you visit may be gathering information about you without your knowledge. At SMSF we strive to help our members protect their privacy while using our services.

SMSF PRIVACY POLICY
SMSF policy is to respect and protect the privacy of our users. This policy statement tells you how we collect information from you and how we use it. Using the Internet should be a fun experience and we want to help you make it so.

You authorize SMSF to display your name on the Preceptors List. With exception of forwarding your contact information as listed on the Preceptors List to potential new members, be assured that SMSF will not disclose your personal information to third parties without your consent. SMSF may disclose user information in special cases when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally) SMSF's rights or property, other SMSF users, or anyone else that could be harmed by such activities. SMSF may disclose user information when we believe in good faith that the law requires it.

There are cases where SMSF may ask you for personal information such as your name, e-mail address, and birth date. For example, we request personal information when you register for any classes, courses, workshops, gatherings, seminars, shopping or transactions, or for services that require registration or subscription (for example SMSF Sahaj Net News newsletter). SMSF needs to collect this information for fulfilling orders, tracking/verifying compliance with SMSF policies as well as federal, state, and local laws, and/or for editorial and feedback solicitation purposes. In case you change your mind or some personal information changes (such as your ZIP code), we will endeavor to provide a way to correct, update, or remove the personal data you give us. You can do this by contacting us at info@sahajmarg.org

Any communication or material you transmit to the Site by electronic mail or otherwise, including any articles, data, questions, comments, assignments, releases, suggestions, or the like is and will be treated as, non-confidential and non-proprietary. Anything you transmit or post may be used by Shri Ram Chandra Mission, Sahaj Marg Spirituality Foundation, or their affiliates, including certain vendors that include the Spiritual Hierarchy Publications Trust, etc. for any purpose, including but not limited to reproduction, disclosure, transmission, publication, broadcast and posting. Furthermore, Shri Ram Chandra Mission / Sahaj Marg Spirituality Foundation or their affiliates, including certain vendors that include the Spiritual Hierarchy Publications Trust, etc. are free to use any ideas, concepts, know-how, or techniques contained in any communication you send to the Site for any purpose whatsoever, including but not limited to developing articles, programs and publications using such information.

OPTING OUT
To keep you in control of your personal information and the communications directed to you, we allow you to opt out of the following services: sharing your information in our member directory, receiving communications from SMSF, and receiving communications from related web sites such as www.sahajmarg.org and related service providers and volunteers that we think would be of value to you. If a person objects to such use for any reason, he/she may stop that use -- by e-mail request to info@sahajmarg.org. Information provided when purchasing products from any of our online stores shall not be used for marketing and promotional purposes.

POLICIES FOR KIDS (INDIVIDUALS UNDER 18 YEARS OF AGE)
SMSF encourage parents and guardians to spend time online with their children and to participate in the activities offered on the site. No information should be submitted to or posted at SMSF by persons under 18 years of age without the consent of their parent or guardian. Unless otherwise disclosed during collection, SMSF does not provide any personally identifying information, regardless of its source, to any third party for any purpose whatsoever from persons under 18 years of age. All registrants receive an e-mail confirming their registration. In addition, when a person under 18 registers, he/she is required to provide the e-mail address of his/her parent or guardian and that parent or guardian receives an e-mail alerting them to that registration. No information collected from persons under 18 years of age is used for any marketing or promotional purposes whatsoever, either inside or outside SMSF except as explicitly stated during registration for contests or promotions (and in that case, the information collected is used only for the specific contest or promotion).

Although persons under 18 years of age may be allowed to participate in some essay writing competition or any other related contests, if such a person wins, notification and prizes are sent to the parent or guardian identified in the initial registration process. Publication of names, ages, or images for contest winners under 18 require parental or guardian consent.

We do not allow persons under 18 years of age to be listed in our member directory or to receive direct communications from SMSF or related sites.

USE OF IP ADDRESSES
An IP address is a number that's automatically assigned to your computer whenever you're surfing the Web. Web servers -- the big computers that "serve up" Web pages -- automatically identify your computer by its IP address.

SMSF may collect IP addresses for the purposes of system administration, to report aggregate information to our advertisers, and to audit the use of our site. When Persons request pages from SMSF sites, our servers log the persons' IP addresses. We do not normally link IP addresses to anything personally identifiable, which means that a user's session will be logged, but the user remains anonymous to us. We can and will use IP addresses to identify a user when we feel it is necessary to enforce compliance with our house rules or terms of service or to protect our service, site, members, or others. Some services within SMSF, such as certain message boards, may display IP addresses along with the message poster's name and message. Please review each service prior to use and only use those that disclose information you are comfortable with sharing.

USE OF COOKIES
SMSF may issue cookies. What are cookies? Cookies are pieces of information that a Web site transfers to an individual's hard drive for record-keeping purposes. Cookies make Web-surfing easier for you by saving your preferences while you're at our site. We never save passwords or credit card information in cookies. The use of cookies is an industry standard -- you'll find them at most major Web sites.

By showing how and when persons use a site, cookies help us see which areas are popular and which are not. Many improvements and updates to the site are based on such data as total number of visitors and pages viewed. This information is most easily tracked with cookies. We use the information from cookies to provide services better tailored to our users' needs.

SMSF has one primary use for its cookies. We use them to specify unique preferences. We use cookies to track user trends and patterns. This helps us better understand and improve areas of the SMSF service that our users find valuable. While this activity depends on the use of a cookie, visitors to SMSF always have the option of disabling cookies via their browser preferences.

Most browsers are initially set up to accept cookies. You can reset your browser to refuse all cookies or indicate when a cookie is being sent. However, note that some parts of the SMSF service will not function properly or may be considerably slower if you refuse cookies. For example, without cookies, you may have difficulty completing shopping transactions, entering contests, or playing games.

You may occasionally get cookies from our advertisers. SMSF does not control these cookies. The use of advertising cookies sent by third-party servers is standard in the Internet industry.

LINKS TO OTHER SITES
Users should be aware that when they are on SMSF, they could be directed to other sites that are beyond our control. There are links to other sites from SMSF pages that take you outside our service. These other sites may send their own cookies to users, collect data, or solicit personal information. Their privacy policy may differ from then SMSF policy. Please keep in mind that whenever you give out personal information online --- for example, via message boards or chat --- that information can be collected and used by people you don't know. While SMSF strives to protect their users' personal information and privacy, we cannot guarantee the security of any information you disclose online and you do so at your own risk.

SMSF's policy does not extend to anything that is inherent in the operation of the Internet, and therefore beyond SMSF's control, and is not to be applied in any manner contrary to applicable law or governmental regulation.

SECURITY
The importance of security for all personally identifiable information associated with our persons is of utmost concern to us. We exercise great care in providing secure transmission of your information from your PC to our servers. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, SMSF can't ensure or warrant the security of any information you transmit to us or from our online products or services, and you do so at your own risk. Once we receive your transmission, we make our best effort to ensure its security on our systems. When credit card information is transmitted we use industry standard, SSL (secure socket layer) encryption.

Your SMSF login if assigned, is password-protected so that only you can access it and view the information relevant to the account. We recommend that you do not divulge your password to anyone. SMSF may also have group user IDs and passwords for certain categories of its members. This is to facilitate administrators, prefects, coordinators etc., to access certain privileged information. Such user Ids and Passwords are to be maintained strictly confidential. SMSF at its discretion may cancel the login and password if it believes it is in the best interest of the site and the members. In such cases, the member shall reregister for accessing such pages that are affected. You are responsible for maintaining the secrecy of your passwords and any account information.

Remember to sign out of SMSF and close your browser window when you have finished your work or order transaction. This is to ensure that others cannot access your personal information and correspondence if your computer is accessible to others or if you share a computer with someone else or are using a computer in a public place like a library or Internet café.

YOUR ACCEPTANCE OF THESE TERMS
By using this site, you signify your assent to the SMSF Privacy Policy. If you do not agree to this policy, please do not use our site. Your continued use of the SMSF site following the posting of changes to these terms will mean you accept those changes.

DISCLAIMER

THE MATERIALS IN THIS SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, SMSF DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. SMSF DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. SMSF DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS IN THIS SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT SMSF) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

Further, SMSF explicitly disclaims any responsibility for the accuracy, content, or availability of information found on sites that link to or from SMSF from third parties not associated with SMSF. SMSF encourages discretion when browsing the Internet using our or anyone else's service. Because some sites employ automated search results or otherwise link you to sites containing information that may be deemed inappropriate or offensive, SMSF cannot be held responsible for the accuracy, copyright compliance, legality, or decency of material contained in third-party sites, and you hereby irrevocably waive any claim against us with respect to such sites.

SMSF cannot ensure that you will be satisfied with any products or services that you purchase from a third-party site that links to or from SMSF since other shop channels are owned and operated by independent retailers. SMSF does not endorse any of the merchandise unless otherwise specifically stated, nor has SMSF taken any steps to confirm the accuracy or reliability of, any of the information contained in such third-party sites.

SMSF does not make any representations or warranties as to the security of any information (including, without limitation, credit card and other personal information) you might be requested to give any third party, and you hereby irrevocably waive any claim against us with respect to such sites. We strongly encourage you to make whatever investigation you feel necessary or appropriate before proceeding with any online or offline transaction with any of these third parties.

LIMITATION OF LIABILITY
UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL SMSF BE LIABLE FOR ANY SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS IN THIS SITE, EVEN IF SMSF OR A SMSF AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN NO EVENT SHALL SMSF'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT [INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE], OR OTHERWISE) EXCEED US$1.00.

NO LIABILITY FOR ACTS OF THIRD PARTIES
Although SMSF will use all reasonable efforts to safeguard the confidentiality of the material, transmissions made by means of the Internet cannot be made absolutely secure. SMSF will have no liability for disclosure of material due to errors in transmission or unauthorized acts of third parties.

OTHER
These terms shall be governed by and construed in accordance with the laws of India, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these terms shall be filed only in the courts located in Chennai, Tamil Nadu, India and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action. If any provision of these terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms and shall not affect the validity and enforceability of any remaining provisions. This is the entire agreement between us relating to the subject matter herein and shall not be modified except in writing, signed by both parties.